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This privacy notice for\u00a0CoFinancial Investment Group\u00a0(“Company<\/strong>,” “we<\/strong>,” “us<\/strong>,” or “our<\/strong>“), describes how and why we might collect, store, use, and\/or share (“process<\/strong>“) your information when you use our services (“Services<\/strong>“), such as when you:<\/p>\n Questions or concerns?\u00a0<\/strong>Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at\u00a0lwright@cofinancial.org<\/a>.<\/p>\n This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for. You can also click\u00a0<\/strong><\/em>here<\/strong><\/em><\/a>\u00a0to go directly to our table of contents.<\/strong><\/em><\/p>\n What personal information do we process?<\/strong>\u00a0When you visit, use, or navigate our Services, we may process personal information depending on how you interact with\u00a0CoFinancial Investment Group\u00a0and the Services, the choices you make, and the products and features you use. Click\u00a0here<\/a>\u00a0to learn more.<\/p>\n Do we process any sensitive personal information?<\/strong>\u00a0We do not process sensitive personal information.<\/p>\n Do you receive any information from third parties?<\/strong>\u00a0We do not receive any information from third parties.<\/p>\n How do you process my information?<\/strong>\u00a0We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Click\u00a0here<\/a>\u00a0to learn more.<\/p>\n In what situations and with which\u00a0parties do we share personal information?<\/strong>\u00a0We may share information in specific situations and with specific\u00a0third parties. Click\u00a0here<\/a>\u00a0to learn more.<\/p>\n How do we keep your information safe?<\/strong>\u00a0We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Click\u00a0here<\/a>\u00a0to learn more.<\/p>\n What are your rights?<\/strong>\u00a0Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Click\u00a0here<\/a>\u00a0to learn more.<\/p>\n How do I exercise my rights?<\/strong>\u00a0The easiest way to exercise your rights is by filling out our data subject request form available\u00a0here<\/a>, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.<\/p>\n Want to learn more about what\u00a0CoFinancial Investment Group\u00a0does with any information we collect? Click\u00a0here<\/a>\u00a0to review the notice in full.<\/p>\n The personal information you disclose to us<\/strong><\/p>\n In Short:\u00a0<\/strong><\/em>We collect personal information that you provide to us.<\/em><\/p>\n We collect personal information that you voluntarily provide to us when you\u00a0register on the Services,\u00a0express an interest in obtaining information about us or our products and services, when you participate in activities on the Services, or otherwise when you contact us.<\/p>\n Personal Information Provided by You.<\/strong>\u00a0The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:<\/p>\n Sensitive Information.<\/strong>\u00a0We do not process sensitive information.<\/p>\n Payment Data.<\/strong>\u00a0We may collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by\u00a0__________. You may find their privacy notice link(s) here:\u00a0__________.<\/p>\n All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.<\/p>\n In Short:\u00a0<\/strong><\/em>We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.<\/em><\/p>\n We process your personal information for a variety of reasons, depending on how you interact with our Services, including:<\/strong><\/p>\n In Short:\u00a0<\/em><\/strong>We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.<\/em><\/p>\n If you are located in the EU or UK, this section applies to you.<\/u><\/em><\/strong><\/p>\n The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:<\/p>\n If you are located in Canada, this section applies to you.<\/u><\/strong><\/em><\/p>\n We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time. Click\u00a0here<\/a>\u00a0to learn more.<\/p>\n In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:<\/p>\n In Short:<\/strong><\/em>\u00a0We may share information in specific situations described in this section and\/or with the following\u00a0third parties.<\/em><\/p>\n We\u00a0may need to share your personal information in the following situations:<\/p>\n In Short:<\/strong><\/em>\u00a0We may use cookies and other tracking technologies to collect and store your information.<\/em><\/p>\n We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice.<\/p>\n In Short:\u00a0<\/strong><\/em>We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.<\/em><\/p>\n We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us to keep your personal information for longer than\u00a0the period of time in which users have an account with us.<\/p>\n When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.<\/p>\n In Short:\u00a0<\/strong><\/em>We aim to protect your personal information through a system of organizational and technical security measures.<\/em><\/p>\n We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, the transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.<\/p>\n In Short:<\/strong><\/em>\u00a0In some regions, such as\u00a0the European Economic Area (EEA), United Kingdom (UK), and Canada, you have rights that allow you greater access to and control over your personal information.\u00a0You may review, change, or terminate your account at any time.<\/em><\/p>\n In some regions (like\u00a0the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section \u201cHOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/a>\u201d below.<\/p>\n We will consider and act upon any request in accordance with applicable data protection laws.<\/p>\n If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here:\u00a0https:\/\/ec.europa.eu\/justice\/data-protection\/bodies\/authorities\/index_en.htm<\/a>.<\/p>\n If you are located in Switzerland, the contact details for the data protection authorities are available here:\u00a0https:\/\/www.edoeb.admin.ch\/edoeb\/en\/home.html<\/a>.<\/p>\n Withdrawing your consent:<\/u><\/strong>\u00a0If we are relying on your consent to process your personal information,\u00a0which may be express and\/or implied consent depending on the applicable law,\u00a0you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section “HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/a>” below\u00a0or by updating your preferences.<\/p>\n However, please note that this will not affect the lawfulness of the processing before its withdrawal, nor\u00a0when applicable law allows,\u00a0will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.<\/p>\n Account Information<\/strong><\/p>\n If you would at any time like to review or change the information in your account or terminate your account, you can:<\/p>\n\n
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SUMMARY OF KEY POINTS:<\/strong><\/h2>\n
TABLE OF CONTENTS:<\/strong><\/h2>\n
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WHAT INFORMATION DO WE COLLECT?<\/strong><\/h3>\n
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HOW DO WE PROCESS YOUR INFORMATION?<\/strong><\/h3>\n
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WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?<\/strong><\/h3>\n
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WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?<\/strong><\/h3>\n
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DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?<\/strong><\/h3>\n
HOW LONG DO WE KEEP YOUR INFORMATION?<\/strong><\/h3>\n
HOW DO WE KEEP YOUR INFORMATION SAFE?<\/strong><\/h3>\n
WHAT ARE YOUR PRIVACY RIGHTS?<\/strong><\/h3>\n